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Features & Benefits

Easy And Convenient Highly flexible in deposit plan Periodic Interest Option
Easy And Convenient
Highly flexible in deposit plan
Periodic Interest Option

Product Hi-light

 
  • Save money in an easy way of your preference.
  • Convenient savings anytime and anywhere.
  • Highly flexible…Receive interest payment fit with your savings style.
  • Select to receive interest either monthly or upon maturity for your efficient financial management. 

Interest Rate Per Annum

Normal Plans

Deposit Amount

Annual interest rate

3 months

All of the deposit balance

1.10%

6 months

All of the deposit balance

1.30%

9 months

All of the deposit balance

1.60%

12 months

All of the deposit balance

1.70%

Special Campaign

 

 

4 months

All of the deposit balance

2.00%

 

Subject to the Bank's deposit interest rate announcement, effective from 7 May 2024 onwards. For more details, please refer to the Bank's deposit interest announcement or visit www.cimbthai.com and select the "Interest Rates" menu.

Term and Conditions

 
  1. Customer must be at least 15 years of age on the date of account opening.
  2. Fixed D Deposit by CIMB Thai is available only for Thai individual holding an ID card, with a single account only.
  3. Minimum amount for account opening: 1,000 baht
  4. Able to choose Monthly interest received or interest received at maturity.
  5. This digital fixed deposit account has no passbook. An e-Statement will be sent to the customer's registered email on the 1st of every month.
  6. An opening of savings or current account with CIMB Thai Bank is required before opening Fixed D Deposit by CIMB Thai accounts.
  7. The digital fixed deposit term must be at least 3 months to qualify for the monthly interest payments at the rates specified for digital fixed deposit, for which no passbook is provided.
  8. In case of monthly interest payment, if it appears any interest paid earlier exceeds the amount that the depositor should receive based on actual term of deposit, the difference will be deducted from principal to be returned to the depositor. The Bank reserves the right not to return any withholding tax on interest that has already been paid to the Revenue Department, and the depositor must request a return of it by him/herself.
  9. Customer can exclusively conduct financial transactions which include account opening, depositing/applying fora deposit plan or withdrawing/closing a deposit plan via the CIMB THAI Application.
  10. Customer is required to have an email address and must register for CIMB THAI Application to perform financial transactions.
  11. A maximum of three Fixed D Deposit by CIMB Thai accounts are allowed per individual, with no limit on the number of deposit plans per account

Fact Sheet

FAQs

What is Fixed D Deposit by CIMB Thai, and what are its features?

            It is the digital fixed deposit account with no passbook. Deposit and withdrawal periods for both standard plans and special campaigns are as specified by the Bank. The account can only be opened through the CIMB THAI application.

The channel for opening a Fixed D Deposit by CIMB Thai account

            The account can only be opened through the CIMB THAI application.

Which types of customers are eligible for Fixed D Deposit by CIMB Thai

            For individual customers who are at least 15 years of age. The Fixed D Deposit by CIMB Thai is available only for Thai nationals holding an ID card and must be opened as a single account only.

What are the conditions for opening a Fixed D Deposit by CIMB Thai account ?

            An opening of savings or current account with CIMB Thai Bank is required before opening Fixed D Deposit by CIMB Thai accounts.

Is there a minimum deposit required to open a Fixed D Deposit by CIMB Thai account ?

            The minimum deposit for Fixed D Deposit by CIMB Thai account is THB 1,000, or as specified by the Bank, with no maximum limit.

How many Fixed D Deposit by CIMB Thai accounts can be opened?

            Up to 3 accounts with no limit to depositing money or opening deposit plans.

What are the terms for interest payment for the Fixed D Deposit by CIMB Thai account?

            Customer can choose to receive  monthly interest payment or receive interest upon maturity.

What should customers do when their Fixed D Deposit by CIMB Thai accounts reach maturity?

           Upon deposit maturity, if the depositor does not withdraw deposit/ close the deposit plan, the account will be automatically renewed into Fixed D Deposit by CIMB Thai under the same term, with interest at the rate of digital fixed deposit with no passbook, under normal plans, as announced by the Bank and applicable on the deposit renewal date. Excepting for the change from Special Campaign to the normal plan, the interest payment shall be upon the deposit maturity date.

  • For customers who choose to receive interest upon deposit maturity, such interest amount after deduction of withholding tax will be added to the principal upon deposit maturity, and will be renewed as Fixed D Deposit by CIMB Thai according to the above conditions
  • For customers who choose to receive monthly interest payment, such interest amount after deduction of withholding tax will be transferred to the savings account or current account selected by customers to be tied with the digital fixed deposit account. The principal upon deposit maturity will be renewed as Fixed D Deposit by CIMB Thai according to the above conditions.

For customers who wish to apply for a Fixed D Deposit by CIMB Thai account but cannot find the product, what should they do?

            Customers need to update the CIMB THAI application through  App Store/Google Play Store/Huawei AppGallery before opening a Fixed D Deposit by CIMB Thai account 

Channels for inquiries or additional information regarding the Fixed D Deposit by CIMB Thai account

            Contact CIMB Thai Care Center at 02 626 7777 for additional information

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